Saturday, December 19, 2009

 

The New Health Care System

There is a saying "The mountain labored and brought forth a mouse." I feel like that about the health care bill in the Senate. In my view, the bill is a "mouse." It provides no escape from the health insurance industry in the form of a "public option" or a chance for younger people to enroll in Medicare. These ideas are anathema to the Insurance industry, to the Republican Party, and to a few Democrats. What we are offered instead are new rules that state that health insurers can not deny insurance coverage to individuals because of a preexisting condition, change of employment, contracting some new and horribly expensive condition, and the like. In other words, the insurance companies are going to be told to behave like the "public option" or lime Medicare if the one existed and the other were available to younger individuals.

Some politicians are cheering the result. At last the insurance industry will be prevented from denying health insurance to anyone for any reason.

Do you believe this? If so, I have some shares in a bridge between two populous islands in New York State that I'm willing to sell to you for a very low price.

The insurance companies are not objecting about requirements to insure everyone, regardless of present or past illnesses. I figure that their lawyers already know how to get around these requirements as soon as they appear to be hurting the business. We Americans abhor a government requiring a private company to operate at a loss. The Supreme Court will declare the laws requiring the insurance companies to operate at a loss to be unconstitutional. After that happens, we will be right back where we were before the Administration and Congress decided to reform the health care system.

The more things change, the more they remain the same.

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